What Does Umbrella Insurance Cover?

Umbrella insurance helps protect you in high-stakes situations, with coverage starting at $1 million and adjustable to fit your needs.

Major Auto Accidents

Covers high-cost claims involving multiple injuries or vehicles.

Serious Injuries on Your Property

Provides protection if someone is injured at your home or on your land.

Recreational Vehicle Accidents

Extends liability coverage to incidents involving boats, ATVs, or similar vehicles.

Lawsuits for Libel, Slander, or Defamation

Helps cover costs if you’re sued for personal or reputational damages.

Legal Defense Costs

Pays for attorney fees and court expenses, even if you’re not found at fault.

Who Should Consider an Umbrella Policy?

Even if you don’t consider yourself “high risk,” umbrella coverage helps protect what you’ve worked hard to build.

Home & Rental Property Owners

Added liability protection for your property.

Households With Savings or Assets

Safeguards income, savings, and investments.

Families With Teen Drivers

Extra protection for high-risk driving years.

Pet Owners or Frequent Entertainers

Helpful if guests or pets could cause injuries.

Recreational Vehicle Users

Great for boats, ATVs, and other off-road vehicles.

Anyone Seeking Extra Peace of Mind

For protection from unexpected lawsuits or high-cost accidents.

Personalized protection starts here.

Every family’s needs are different. Our agents take the time to understand your risks, walk you through your options, and help you decide if an umbrella policy is right for you.

Whether you’re looking for extra peace of mind or protecting growing assets, we’ll make sure you’re covered from every angle — and help you save with multi-policy discounts when you bundle umbrella, home, and auto.

Let's get you a quote.

Already a client of Gaudette Insurance Agency, Inc.?
Visit our Client Service to make requests and manage your insurance.

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Coverage Designed to Go Beyond

Standard home and auto policies provide essential coverage, but sometimes they’re not enough.

What Does Umbrella Insurance Cover?

Personalized protection starts here.

Every family’s needs are different. Our agents take the time to understand your risks, walk you through your options, and help you decide if an umbrella policy is right for you.

Whether you’re looking for extra peace of mind or protecting growing assets, we’ll make sure you’re covered from every angle — and help you save with multi-policy discounts when you bundle umbrella, home, and auto.

Ready to Review or Customize Your Coverage?

Whether you’re bundling policies, exploring new coverage, or just need a second opinion, we’re here to help.

Call Gaudette Insurance today to speak with a local agent, or request a personalized quote online.

Let's get you a quote.

Already a client of Gaudette Insurance Agency, Inc.?
Visit our Client Service to make requests and manage your insurance.

You're all set.

Experience the Value of an Independent Agency

We are licensed in CT, MA, ME, NH, RI, and VT.

Insurance Solutions

Client Services

Coverage Designed to Go Beyond

Standard home and auto policies provide essential coverage, but sometimes they’re not enough.

What Does Umbrella Insurance Cover?

Personalized protection starts here.

Every family’s needs are different. Our agents take the time to understand your risks, walk you through your options, and help you decide if an umbrella policy is right for you.

Whether you’re looking for extra peace of mind or protecting growing assets, we’ll make sure you’re covered from every angle — and help you save with multi-policy discounts when you bundle umbrella, home, and auto.

Ready to Review or Customize Your Coverage?

Whether you’re bundling policies, exploring new coverage, or just need a second opinion, we’re here to help.

Call Gaudette Insurance today to speak with a local agent, or request a personalized quote online.

Let's get you a quote.

Already a client of Gaudette Insurance Agency, Inc.?Visit our Client Service to make requests and manage your insurance.

You're all set.

Experience the Value of an Independent Agency

We are licensed in CT, MA, ME, NH, RI, and VT.

Insurance Solutions

Client Services

Already a client of Gaudette Insurance Agency, Inc.?
Visit our Client Service to make requests and manage your insurance.