Contractors Insurance

Coverage Built for the Tools You Use and the Risks You Face

Contractors face a unique set of risks every time they show up to a job site -

from equipment damage and job site injuries to liability claims and delays. Whether you’re an independent tradesperson or managing a growing crew, the right insurance isn’t just protection — it’s a business essential.

At Gaudette Insurance, we understand the specific needs of contractors and offer tailored coverage solutions that work as hard as you do.

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Coverage Options May Include:

General Liability
Protects you from third-party injuries and property damage
Workers’ Compensation
Required if you have employees; protects your team from job site injuries
Commercial Auto
Covers vehicles used to transport tools, materials, or crew
Contractor’s Equipment Coverage
Insures tools, trailers, and machinery
Inland Marine
Protects equipment, materials, or tools while in transit or stored off-site
Builders Risk
Temporary protection for materials and structures under construction
Bonding
Includes surety bonds, license and permit bonds, or performance bonds
Industries We Serve:
General contractors
Oversee entire projects and coordinate multiple trades—need broad protection from start to finish.
Electricians and plumbers
Work in client homes and commercial spaces with specialized tools and risk of property damage.
HVAC technicians
Handle complex equipment and work in rooftops, basements, and confined spaces.
Roofers and framers
Face height-related risks and need coverage for tools, crew safety, and completed work.
Landscapers and excavation contractors
Operate heavy machinery on varied terrain—coverage is key for equipment and jobsite liability.
Masonry, painting, and flooring professionals
Work with materials that can cause surface damage or injury—need protection during and after the job.

Contractor Insurance That Keeps You Working

From solo operators to mid-size firms, we’ll work with you to identify the coverages that keep your business running, even when things don’t go according to plan.

Need a certificate of insurance quickly? Want to review your current coverage? Call Gaudette Insurance today for personalized contractor insurance solutions.

Ready to Review or Customize Your Coverage?

Whether you’re bundling policies, exploring new coverage, or just need a second opinion, we’re here to help.

Call Gaudette Insurance today to speak with a local agent, or request a personalized quote online.

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Visit our Client Service to make requests and manage your insurance.

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Fill out the form.
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