General Liability Insurance

Foundational Coverage for Every Business

General liability insurance is the core of most business insurance programs.

Whether you operate from a storefront, a job site, or your own home, this coverage is a must-have for protecting your reputation and financial stability.

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What General Liability Covers:

Third-party bodily injury
Covers medical expenses if a customer or visitor is injured on your premises or due to your operations.
Property damage caused by your business
Pays for damage your business causes to someone else's property—whether during a job or on-site.
Personal injury claims (libel, slander, copyright infringement)
Covers claims related to reputational harm, including things said in ads or online.
Medical payments
Provides limited coverage for minor injuries without determining fault, to help resolve issues quickly.
Legal defense costs, settlements, and judgments
Covers attorney fees and settlement costs if your business is sued.
Products and completed operations
Protects against claims arising after a job is finished or a product is delivered.
Who Needs It?
Just about every business can benefit from general liability insurance, especially those who:
Businesses with physical locations
Essential for stores, offices, or any commercial space open to the public.
Those interacting with the public
Ideal for businesses where clients or vendors visit in person.
Contractors and tradespeople
Protects against risks that come with working on other people’s property.
Home-based businesses
Covers liabilities not included in homeowners policies when running a business from home.
Companies with advertising exposure
Useful for businesses promoting services through ads, websites, or social media.
Any business needing broad protection
A foundational policy for companies seeking peace of mind against common risks.

Build a Liability Package That Covers Every Angle

Need to pair liability with property, auto, or cyber coverage? We’ll help you build a custom package that covers all your bases.

Contact Gaudette Insurance today to request a quote or review your current liability policy.

Ready to Review or Customize Your Coverage?

Whether you’re bundling policies, exploring new coverage, or just need a second opinion, we’re here to help.

Call Gaudette Insurance today to speak with a local agent, or request a personalized quote online.

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