What does Condo Insurance cover?

A condo policy protects the parts of your home that fall outside your association’s master policy — along with your belongings and liability.

Interior

Covers walls, flooring, fixtures, cabinetry, and built-ins that you’re responsible for.

Personal Property

Protects furniture, electronics, clothing, décor, and valuables from theft, fire, and other covered events.

Liability Protection

Helps pay for injuries that occur inside your unit or damage you accidentally cause to neighboring units.

Loss Assessment

Helps pay your share of a covered loss when your condo association’s master policy falls short.

Loss of Use

Helps with temporary living expenses if your unit becomes uninhabitable after a covered event.

Who Should Consider a condo Policy?

Condo insurance is essential for unit owners who want clear, reliable protection where the master policy stops.

Owns a Condo or Townhome

Master policies vary — condo insurance fills the gaps for what’s inside your walls.

Has Upgrades or Renovations

Finishes like hardwood floors, tile, or custom cabinets often require additional interior structure coverage.

Wants Protection for Personal Belongings

Furniture, electronics, clothing, and valuables aren’t covered by the association.

Lives in a Multi-Unit Building

Shared walls and systems increase the chance of water damage, fire, or neighbor-to-neighbor incidents.

Wants Liability Peace of Mind

Coverage helps protect you if someone gets hurt inside your unit.

Needs Extra Protection From Assessments

Loss Assessment helps cover your portion when association coverage comes up short.

Let's get you a quote.

Already a client of Gaudette Insurance Agency, Inc.?
Visit our Client Service to make requests and manage your insurance.

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Coverage Designed for Your Unit

Your condo is more than the space you own — it’s part of your life.

What does Condo Insurance cover?

Ready to Review or Customize Your Coverage?

Whether you’re bundling policies, exploring new coverage, or just need a second opinion, we’re here to help.

Call Gaudette Insurance today to speak with a local agent, or request a personalized quote online.

Let's get you a quote.

Already a client of Gaudette Insurance Agency, Inc.?
Visit our Client Service to make requests and manage your insurance.

You're all set.

Experience the Value of an Independent Agency

We are licensed in CT, MA, ME, NH, RI, and VT.

Insurance Solutions

Client Services

Coverage Designed for Your Unit

Your condo is more than the space you own — it’s part of your life.

What does Condo Insurance cover?

Ready to Review or Customize Your Coverage?

Whether you’re bundling policies, exploring new coverage, or just need a second opinion, we’re here to help.

Call Gaudette Insurance today to speak with a local agent, or request a personalized quote online.

Let's get you a quote.

Already a client of Gaudette Insurance Agency, Inc.?Visit our Client Service to make requests and manage your insurance.

You're all set.

Experience the Value of an Independent Agency

We are licensed in CT, MA, ME, NH, RI, and VT.

Insurance Solutions

Client Services

Already a client of Gaudette Insurance Agency, Inc.?
Visit our Client Service to make requests and manage your insurance.