Commercial Property Insurance

Safeguard the Physical Assets That Power Your Business

Whether you own your building or lease space, your physical assets, from structures to inventory, need protection. 

At Gaudette Insurance, we help business owners of all types and sizes protect what they’ve built, with property coverage that’s comprehensive, flexible, and cost-effective.

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What Can Be Covered:

Buildings and structures you own or lease
Coverage for the physical premises where your business operates, including walls, roofs, and attached fixtures.
Office furniture, computers, and electronics
Protection for desks, chairs, monitors, laptops, phones, and other day-to-day business tools.
Machinery and equipment
Covers heavy-duty or specialized equipment critical to your operations and production.
Inventory and raw materials
Includes products for sale, parts, packaging, or raw inputs stored on-site.
Outdoor signage, fencing, and landscaping
Ensures the assets that contribute to your curb appeal or branding are covered.
Loss of income (business interruption) due to a covered property loss
Helps replace lost revenue and pay ongoing expenses if a covered event forces you to close temporarily.
Coverage can be tailored for:
Retail Shops
From boutiques to convenience stores, protect merchandise, fixtures, and customer spaces.
Office Buildings
Coverage for leased or owned offices, including furnishings, tech equipment, and common areas.
Warehouses and Storage Facilities
Protection for bulk inventory, racking systems, and large storage structures.
Manufacturing or Production Spaces
Tailored policies for specialized equipment, raw materials, and output stock.
Multi-Tenant Commercial Buildings
Coverage designed for property owners leasing space to multiple businesses.
Hospitality Businesses
Hotels, inns, and event venues need coverage for guest areas, amenities, and liability.

Bundle with Liability for Broader Protection

Commercial property insurance is often paired with general liability or included in a Business Owners Policy (BOP) for more complete and cost-efficient protection.

Make sure your building, equipment, and inventory are protected. Contact Gaudette Insurance today to discuss your commercial property insurance needs!

Ready to Review or Customize Your Coverage?

Whether you’re bundling policies, exploring new coverage, or just need a second opinion, we’re here to help.

Call Gaudette Insurance today to speak with a local agent, or request a personalized quote online.

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We are licensed in CT, MA, ME, NH, RI, and VT.

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