Business Owners Policy (BOP)

Streamlined Coverage for Small and Mid-Sized Businesses

A Business Owners Policy (BOP) is a smart, affordable way to protect your company with both property and liability coverage — all in one bundled package.

At Gaudette Insurance, we help business owners customize their BOPs to reflect their specific industry, risks, and coverage needs.

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Optional Add-Ons

BOPs can be tailored with endorsements to include:

Cyber Liability

Now essential for nearly all businesses with any digital exposure.

Employment Practices Liability (EPLI)

Common for any business with employees, covering claims like wrongful termination or discrimination.

Equipment Breakdown

Frequently added to protect against failure of critical systems (e.g., HVAC, refrigeration, production equipment).

Accounts Receivable Coverage

Popular among service and invoice-driven businesses, especially when paired with property coverage.

Valuable Papers and Records

Important for businesses maintaining physical documentation or client files.

Outdoor Signage

A straightforward add-on for brick-and-mortar businesses with permanent external signage.

Stronger Protection Starts with the Right Package

If your business doesn’t quite fit the standard mold, we’ll help you build a custom package that includes all the essential protections with none of the gaps.

Simplify your insurance and strengthen your protection. Contact Gaudette Insurance to see if a BOP is right for your business.

Let's get you a quote.

Already a client of Gaudette Insurance Agency, Inc.?
Visit our Client Service to make requests and manage your insurance.

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Fill out the form.

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Review your options with us.

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Get the coverage you need.

You're all set.

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Streamlined Coverage for Small and Mid-Sized Businesses

What’s Typically Included in a BOP:

Stronger Protection Starts with the Right Package

Ready to Review or Customize Your Coverage?

Whether you’re bundling policies, exploring new coverage, or just need a second opinion, we’re here to help.

Call Gaudette Insurance today to speak with a local agent, or request a personalized quote online.

Let's get you a quote.

Already a client of Gaudette Insurance Agency, Inc.?
Visit our Client Service to make requests and manage your insurance.

You're all set.

Experience the Value of an Independent Agency

We are licensed in CT, MA, ME, NH, RI, and VT.

Insurance Solutions

Client Services

Streamlined Coverage for Small and Mid-Sized Businesses

What’s Typically Included in a BOP:

Stronger Protection Starts with the Right Package

Ready to Review or Customize Your Coverage?

Whether you’re bundling policies, exploring new coverage, or just need a second opinion, we’re here to help.

Call Gaudette Insurance today to speak with a local agent, or request a personalized quote online.

Let's get you a quote.

Already a client of Gaudette Insurance Agency, Inc.?Visit our Client Service to make requests and manage your insurance.

You're all set.

Experience the Value of an Independent Agency

We are licensed in CT, MA, ME, NH, RI, and VT.

Insurance Solutions

Client Services

Already a client of Gaudette Insurance Agency, Inc.?
Visit our Client Service to make requests and manage your insurance.